Most lenders on the Acorn platform have a credit score cutoff of 600 or above. Offers will be more likely to be returned for borrowers with fair, good, average, or excellent credit. If you have bad credit you may not qualify for the lowest rates, but borrowing and paying off a personal loan can help improve your credit rating. Applying with a cosigner can increase your chance of approval while helping you lock in a lower rate. If you have bad credit or a credit score below 580 you may need to apply with a co-signer to qualify for a loan. If you have a 580 or higher credit score you may qualify for a $5,000 personal loan. What credit score do I need for a $5,000 loan? Keep reading to learn more about $5,000 personal loans. This makes them a very attractive option for a variety of borrowers. You can use a personal loan for just about anything from home improvement to debt consolidation. Acorn Finance partners with multiple reliable lenders that can offer personal loans up to $100,00, depending on credit score and other factors such as income. Whether you have good credit or bad credit you can check $5,000 personal loan offers at Acorn Finance, though having bad credit does reduce your chance of seeing offers. $5,000 loans are available, and while you don’t need a good credit score to qualify, you should have one for an increased chance of getting offers.
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